“The prohibition of riba is veryclear in the Quran and the Sunnah, yet a confusion exists about the true meaning and practical application of riba”. What are the causes of such confusion and how might this issue be addressed?

Critically discuss the statement: “The prohibition of riba is veryclear in the Quran and the Sunnah, yet a confusion exists about the true meaning and practical application of riba”. What are the causes of such confusion and how might this issue be addressed?