The article discussed that even with a written request the check can be cashed after six months unless the stop-payment order is renewed. Share your thoughts about the ability to still have your check cashed after six months.

Sometimes when you are dissatisfied with services rendered or received faulty goods, you have the option to put a stop payment on the check that you used to pay the company or service provider. The stop payment is a perk of this negotiable instrument. For this week’s discussion board, read the article(Longo, T. (1995). The risks of paying by check. Kiplinger’s Personal Finance Magazine49(7), 94.) and answer the following questions:

  1. Should stop payments be allowed? Why or why not?
  2. Discuss the length of time that one is allowed to have a verbal stop payment in effect? Is it too long, too short, should it be in writing sooner?
  3. The article discussed that even with a written request the check can be cashed after six months unless the stop-payment order is renewed. Share your thoughts about the ability to still have your check cashed after six months.

 

  1. If a firm offers both preferred stock and common stock, which would you rather own? Explain your reasoning

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