Based on the material below, does money have a time value? Considering present and future values along with rates of return, how does the time value of money impact us today?

Based on the material below, does money have a time value? Considering present and future values along with rates of return, how does the time value of money impact us today?Understanding the Time Value of Money – AG Decision Maker ()Students can use outside resources for detail discussion. Resources should be cited.In order to receive full credit, you must post an initial response, at least 200 words, 

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